We are here to help you regain control of your financesAspire does not lend money, we are not driven by commissions earned from arranging loans. We at Aspire realise that each individual's problems are unique to themselves. Our counsellors will deal with your problems on a one to one basis, they have a full range of options at their disposal to ensure each individual is offered the best solution to meet their individual circumstances. Our objective is to reduce your monthly payments to a level that you can comfortably afford. Aspire will liaise between you and all your unsecured creditors, arrange to make payments to your creditors on your behalf, thus reducing your financial stress and worry. Our in house support staff are always happy to discuss any worries you may have and be assured that your concerns and problems will be dealt with in complete confidentially. AspireDebt are specialists in debt managementUn-manageable debt problems can happen very quickly, your financial and personal circumstances change unexpectedly such as job loss, bereavement, divorce or perhaps you have over-estimated what you could afford. Bills mount up, unexpected ones arrive and before you realise you seem to owe everybody something. You start robbing Peter to pay Paul, missing minimum monthly payments, being charged for late payments, everything seems out of control, you are afraid to open the mail, answer the telephone, family arguments about money escalate, and the stress and worry becomes unbearable. Debt plans tailored to suit youWe will review your circumstances regularly to assess whether you should be on a debt management programme or not and then manage your debts accordingly. You tell us who you owe money to, how much you owe and we will prepare a financial statement of income and expendicture to calculate your available surplus income to pay your creditors each month. Then we take over. We contact your creditors or their agents and request the current balance of each account, we send a financial statement of your circumstance to each of your creditors or their agents and negotiate an affordable monthly programme and make payments on your behalf. We request creditors to freeze interest and charges so that your debt will steadily reduce until you have paid all that you owe. If you are currently on a debt management programme in the UK and are unsure whether you should be or not, please contact us for confidential advice. If there are other options available to you apart from the debt management programme, we will advise you accordingly. |


